Credit Genie
Financial Services
App
Personal finance platform that helps individuals improve their credit and overall financial well-being
About Credit Genie

Credit Genie is a personal finance platform that helps individuals improve their credit and overall financial well-being. Our easy-to-use app offers smart tools, personalized recommendations, and educational resources to guide users through managing debt, building credit, and making informed financial decisions. Whether you're looking to raise your credit score, pay off loans, or plan for the future, Credit Genie is here to support your journey every step of the way. We believe financial freedom begins with knowledge and the right tools to put it into action.

Products

Credit Genie offers fast, interest-free cash advances up to $150 through its Cash Boost™ feature, helping users bridge financial gaps without credit checks or interest. In addition to advances, the app includes tools like a Money Manager and Subscription Tracker to support smarter budgeting and spending. Users can access instant transfers for a small fee and maintain access with a $4.99 biweekly account connection. With 4.7 stars on the App Store and 4.5 on Google Play, Credit Genie is praised for its convenience and ease of use. One Reddit user shared, “They only offered me $5 for several months… now I get approved for up to $150,” showing how consistent use can unlock higher amounts.

Questions
How does Credit Genie work?
Credit Genie is a personal finance app that lets U.S. residents aged 18+ securely connect a qualifying bank account and request a Cash Boost™—an interest-free advance of up to $150, depending on your history and eligibility. There are no credit checks, late fees, or interest, and it also offers tools like a Money Manager and Subscription Tracker to help monitor spending and recurring charges.
How fast do I get the funds, and are there fees?
Approved Cash Boosts can arrive in as little as minutes using instant delivery, or take 1–3 business days if you use standard ACH transfer—no fee for standard ACH, while expedited and instant transfers do carry separate fees. Additionally, a recurring $4.99 biweekly connection fee is required to keep your bank linked to the platform, and you can cancel this at any time through the app.
What do real users say about Credit Genie?
Many users praise Credit Genie for its reliability and speed when they need short-term help. For example, one Trustpilot reviewer wrote: “Great app for quick cash in between payday.” Another shared: “This cash advance is extremely helpful… It's dependable, quick” These testimonials highlight the app’s ease of use and ability to deliver fast support when finances are tight.
Impact
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Consumer Products & Services
Lead Generation